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Federal Budget 2013

The Federal Budget creates opportunities. Understanding these opportunities, and impacts, can be challenging. Which is why our team of leading economists, tax and superannuation experts have broken it down to help you understand what it means for you.

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Improve your finances before applying for a home loan

Before you apply for a home loan, its a good idea to take a look at the state of your finances. That means your current savings plan, budget and outstanding debts. What’s working well for you and what needs to change? We’ve got some ideas to get you started before ...

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Using property reports for research when buying or selling a home

Research the local property market before you buy or sell a home. It can help you work out a fair price for the home you want to buy, or check out the competition in your area if you’re selling. Suburb and property reports, like those from RP Data, do some ...

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The Federal Budget vs your household budget

Even if you missed the Federal Budget announcements your household budget will probably notice the impact from 2014. Use our help, guidance and advice to put some commonsense measures in place to help reduce some of the pain.

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Medicare Levy increase to help fund NDIS

Funding for the National Disability Insurance Scheme, DisabilityCare was confirmed in the Federal Budget 2013. The Medicare Levy will increase by 0.5 per cent, from July 2014, to help fund the insurance scheme.

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HECS-HELP repayments and the Federal Budget

The Federal Budget 2013 included changes to early and up-front HECS-HELP repayments that might affect you. Discounts currently offered when you make up-front or early repayments will be removed from 1 July 2014. Will that change how you pay for your education in the future or will it be business-as-usual?

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Personal tax changes from the Federal Budget

The Government has announced a budget deficit estimated to be $18bn in 2013-14 but the Treasurer declared the Government was “charting a sensible pathway to surplus over the forward estimates”. As a result, a range of revenue and savings measures were announced in the budget including: Increase in Medicare Levy ...

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Baby Bonus changes and your household budget

Baby Bonus changes from the 2013 Federal Budget. How does this affect your household budget?

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Are you EOFY ready?

The end of financial year is the time to get things in order. Here are 12 strategies that could help you build and protect your personal wealth in a tax-effective manner.

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